Life can change in a split second when you are in a car accident. Most people injured in car crashes end up with a series of physical impediments and medical complications. Anyone driving through the roads of Mooresville, NC, knows crashes occur all too often in some of Mooresville’s intersections. An experienced North Carolina attorney can help you seek compensation for your losses.
Multiple factors can cause car accidents. Most of these factors typically point to someone’s oversight or negligence. At Dewey, Ramsay & Hunt, you will find a team of skilled and dedicated attorneys who understand the intricate legal concepts that commonly arise in car accident cases. They are known for their diligence and personalized approach with every single client. If you or someone you know has been injured in a car accident in Mooresville, NC, contact the law offices of Dewey, Ramsay & Hunt today at (704) 377-3737.
Overview of North Carolina Car Accident Laws
Most car accident lawsuits are based on the theory of negligence law. Under this theory of law, the circumstances of your car accident are usually revisited in order to determine who is “at fault.” In North Carolina, you will recover for your losses from the person or entity at fault.
The legal concept of fault concerns the causes of accidents. There are times when causation becomes a complicated question of law and fact. North Carolina residents are barred from suing in negligence if their actions contribute to causing the accident. However, this question doesn’t have to preclude you from filing a successful legal claim if there is proof that the responsible party could have avoided the accident.
Often, the concept of contributory negligence is used to avoid legal responsibility in North Carolina in spite of proof there was no such situation. An experienced car accident attorney understands the complex situations that can cause car accidents and should be fully prepared to challenge unfounded arguments of contributory negligence and other tactics used to deny car accident victims their rights.
If you file a civil lawsuit, you will be referred to as “plaintiff” while the other party is considered the “defendant.” The legal concept of missing the opportunity to avoid an accident in North Carolina is known as the “Last Clear Chance” doctrine. The legally required elements of the doctrine are:
- That the plaintiff negligently put him- or herself in a position of peril;
- That the defendant knew or should have known about the plaintiff’s perilous position;
- That the defendant had the time and ability to avoid the injury by exercising reasonable care;
- That the defendant negligently failed to use those means to avoid injury to the plaintiff, and;
- That as a result, the plaintiff suffered injuries.
Some of the concepts in the elements of the last clear chance doctrine involve intricate legal concepts such as “reasonable care.” If you are concerned about what this concept means in your situation, your attorney should be able to explain this at greater length. To answer this question, lawyers use accident reconstruction, police reports, traffic conditions and any other information needed based on their experience.
Financial Compensation You Can Recover After a Mooresville, NC Car Crash
The injuries resulting from car accidents can have a significant impact on your finances. Car injuries can leave individuals with decreased mobility and strength, chronic pain, memory loss, difficulty concentrating, as well as a wide variety of conditions that create impediments in returning to their profession and a reduction in their quality of life. When this happens, your financial compensation shouldn’t be limited to insurance payouts.
Sometimes your financial recovery can be sufficiently covered by a motor vehicle insurance claim against the responsible party’s insurance. However, most cases end up in a civil lawsuit, either because there is a dispute as to who is at fault or the car insurance coverage will not cover the expenses needed to pay for your losses.
There are instances when people don’t have medical insurance, or their medical insurance doesn’t cover all their expenses. This insurance issue can create a serious burden on your finances. Our attorneys frequently see situations when medical insurance doesn’t always provide sufficient coverage for the extensive costs of surgeries and rehabilitation typically needed by car accident victims. When this happens, you will need an experienced attorney who can argue the accurate value and extent of your losses or damages—economic and non-economic aggressively.
The legal term used to identify losses is known as “damages.” Damages cover a wide variety of losses. These losses include the expenses you have incurred already as well as the expected expenses, including loss of income. Also, your emotional and psychological losses are considered “losses” as a matter of law. Some of these losses include the following:
- Lost earnings
- Medical expenses
- Pain and suffering
- Loss of use of a body part
- Emotional damages
- Property losses
- Loss of consortium
- Attorney’s fees
Your attorney can explain which damages apply to your case and how to pursue them.
Contact Mooresville, NC, Car Accident Lawyer Fighting Relentlessly for Your Rights
The skilled team of attorneys of Dewey, Ramsay & Hunt is known as a group of compassionate and proactive lawyers with a reputation for meeting and exceeding expectations. If you are concerned about your medical care and expenses, we will guide you through the process. We will fight relentlessly to get compensation for your economic and emotional losses and to protect your rights. Call (704) 377-3737 to talk to an attorney today.